Money- Wealth Creation Guide

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Money- Wealth Creation Guide Page 11

by Phillip Seanego


  Act consciously

  Act out of choice. Be aware of habits and beliefs that stop you from succeeding in life, and break those habits and beliefs. Replace them with habits that help you find success; develop working habits, make it a habit to finish what you’ve started, and so on. Develop beliefs that you can make it, you can be anything you would like to be, you are capable of achieving your dreams, and so forth. Be conscious of your decisions. Are they from choice or old beliefs and habits formed out of fear? If they are, replace them with love; do things because you love to, not because you fear the consequences. Be aware of your decisions and understand which viewpoint they come from.

  Life is a miracle

  Life itself is nothing but a miracle. You can be anything you choose to be. You just have to know in your heart if that is exactly what you want. When you believe it you can achieve it. Maybe you believe it will take a miracle to achieve whatever it is that you want out of life. Know that miracles are not foreign in life. Life is itself a miracle. The miracles of life will only happen when you take actions, and actions are exactly what command miracles to happen in your life.

  Be the best version of yourself

  Be the best version of you. That is what life is about, that is why you are reading this book, and that is why you want to learn. Pick other people’s minds. That’s why you want success and that’s why you work so hard, to achieve the best version of yourself, to live and flourish.

  Choose to say YOU CAN – you are capable

  I won’t sleep with an empty stomach when I have these hands, legs, brains, and so on. My body is capable of taking care of itself. This is what you must believe and live by. Your body is capable of taking good care of itself if only you can let go, and allow it with your mind. Work with yourself, not against yourself.

  It is all good

  Everything is good when used in a good way; take note of this. Fear, courage, love, hate, your hands, your money, everything, can be equally good and bad for you. The difference is in how they are used.

  Play as much as you work

  Make playing a big part of your life. It not just for kids – adults must also have time for play. Work hard and play hard. When we play, we feel most alive. It is as important to us as getting enough sleep, eating well and exercising but we take it for granted. It is very important for being productive in what we do, and to succeed in life, we must include it in our routines. It must be a big part of our life; it is how we get to enjoy life.

  Be positive

  Look for a positive approach to all things. Your reaction to anything controls the outcome you get from the world, so it is important to send a positive message to the world to get back positive affirmations from the world. It is just like that; you get back what you give, and you reap what you’ve sowed. Your positive reaction to circumstances will give you positive results from the world.

  Say yes to life

  Be born again every day. Be open to life; forget any useless knowledge. I strive to always be open to existence. I don’t hold on tightly to any beliefs or opinions, as everything is possible. I just have to accept it as life and make good choices whenever I can. You have got to learn to accept life for what it is; a journey full of miracles.

  Don’t carry a lot of baggage – open your mind to things. I find that we are always taught a lot of things. We sometime grow up with belief systems that are not ours, but we are convinced to believe in them. As we grow up we realise that some of the knowledge we were given, some of the advice, what we were told and believed, was a lie, misleading or other people’s wrong beliefs about life. Because of our more developed opinions and reasoning, we are able to start developing our own beliefs, which sometimes cause us to block a lot of information.

  We stop learning because we feel that we are told a lot of ideas, some of which come into conflict with other ideas we may have. Then we decide to block out information, not realising at the same time that we are blocking information that is vital to our own growth and success. Knowledge expands your consciousness, it expands you. Here is what I want you to take from this; say yes more, allow new ideas to come through, try out things. It might seem foolish when you first try, but know this, most of the successful and classic business ideas start from the so-called foolish ideas, unbelievable ideas. Most of the ideas considered insane are the ideas that make billions today. Think about flying for people who never thought of or saw a human being flying. It sounds insane, but it is true today, because of the insane people who lived before us.

  Allow yourself to let go; be open to life, say yes more often than no. That is how you get to experience all the opportunities presented by life. Say yes to life, and learn and grow.

  People will always talk

  To avoid criticism or people talking about you, do nothing, say nothing, and be nothing. This is the only way you can avoid criticism. Can I also add that you must go and live in a desert and make friends with desert creatures? This is the only way you can stop people from talking. But they will in fact not stop talking about you – they will talk about the crazy guy who went to live in a desert alone. You will just have the privilege of not hearing them talking about you and judging you.

  It is just part of life. Not everyone is going to like you, and not everyone is going to say good things about you or what you do. There will always be haters, but you must just focus on the people who appreciate you, and ignore the haters. So if success is what you want in your life, never mind what people say, especially if it is negative. If it is discouraging you from doing what you do, let them talk and do it anyway.

  Stop planning, live it

  Another problem people become a victim of when trying to achieve their dreams and have financial success is in over-analysing, planning, writing business plans and thinking. These habits result in procrastination and never achieving anything because you are just a planner. You don’t take actions on your plans, and you don’t achieve anything.

  There are pros and cons to everything

  Everything has pros and cons or is neutral until we judge it good or bad. Be aware of this. Even that new career you want to take will have its pros and cons; you just have to accept it and focus on enjoying the good side of everything. Take the good with the bad. Even a career in which you have strengths will have its challenges. There will be things you don’t like about that dream career, but you just have to accept them and focus on what you like. Focus on enjoying what you love about what you do.

  Take it easy

  Take things easy. It’s not a big deal, it is all natural. If you never lose, you never win, and if you never hate, you never love. As much as you must choose to express what you want, which is the winner in you, and all the love you have, which are great things to express, know and understand that to learn to love, to win and to express all your good qualities, you will go through the bad ones. To win, you will go through losses. It is part of your learning; it defines what you want and what you don’t want for yourself. Don’t take it that hard, accept it and learn from it to express your best qualities.

  Every challenge you are faced with you can overcome

  Life gives us challenges we can win. Every challenge that comes your way is what you can triumph over. Life never gives you challenges you can’t win. The challenges match your ability. Even in wealth creation, challenges help you to discover your potential and your abilities. Challenges are there to help your consciousness evolve, and for your consciousness to realise more about your soul, and who you are.

  Make lemonade

  If life gives you lemons, it is up to you to make lemonade. Life generally comes with all kinds of possibilities; you upgrade your life by living, expressing your inner values to the world and growing. Your brain, skills and time are lemons, and you make lemonade by creating value and sharing it with the world. This is how you find success.

  Do something different often; it will keep you interested in life

  It is tiring to do the same thing over and ove
r again. This is why employees can be excited about their work when they start, but as time goes by, they find that it gets boring. When it starts being a routine, there is nothing to look forward to, whereas when you are self-employed you face different situations every day. You can choose how to work, and you can plan your day the way you want to, in the way you would prefer it.

  You can do one project, and when it is finished you can go and do something totally different to what you’ve done before. You are able to follow your passion because passion doesn’t stay at one point. It moves from one point to another; today you love and enjoy doing one thing, and then tomorrow you are interested in something else. The trick here is to make sure that you finish and succeed in a certain project before you move to the other.

  Through doing something different every now and then you stay inspired and interested, which results in happiness and positivity. This is what brings forth success.

  7.PLANT THE SEED

  Investing is what we all do

  We always give up our time to get something we want. We give up our time to work for a reward we get when the job is done. This is called investing time. In this world you always give up something you already have to get what you desire. We are all investors and the world order is moving more and more in favour of the investor. You have to own shares, and you have to accumulate market shares and invest your time and energy wisely. Nothing happens without some initial investment from your side. To have anything happening you must put in some energy, time or money.

  Put your money where your mouth is and invest more than you consume. This is how you put more money in your mouth and not in other people’s mouths. Put your money into things that will bring you more.

  Save or invest

  Another interesting discussion is whether you should be saving or investing. Saving works when you are talking about achieving short-term goals. You can save for something that you know will not take you more than three months, for example. If what you are saving for is going to take a longer period, it is better to consider investing your money as money loses value if it is not invested. You have to invest for long-term goals. Direct and indirect investments are the new order, and you must share in the dividends. This is the direction that wealth has moved towards. You must have an investment portfolio.

  It is important to know the best way of going about your savings and investments. You must understand the best way of doing this to be able to be successful at your financial targets. In my opinion, you must save for things you want to buy within a short period of time and invest for long-term goals and your lifestyle. If it will take you within a year to be able to purchase what you want, you can save money for it. Things like holidays, cars and so on can easily be purchased within a year’s savings. When you have a two- to five-year plan for business growth, to buy a house or other high-cost items, you need to work towards investing your money because it will take you longer to raise it through saving than it will with investing. You must also take into consideration the risks involved here.

  Time is money

  Be careful how you spend yours. People love to kill time, but you need to know that when you kill yours other people use their time productively and profitably and you will soon be working for them. They will have control over you. Use your time wisely because how you use it determines where you will be in the future.

  Time is a free resource; how we spend it is up to us. A lot of people do nothing with their time and hope to get somewhere. Some people spend their time doing very little or do things that will get them nowhere. Time wasted is never regained; time ticks on, whether you like it or not. Plan your days, and have a goal for each and every day. If today is play day, play all day but when it is work day, have a goal and achieve it before the end of the day. Self-discipline and the real desire to achieve whatever you dream of will help you manage your time better.

  Most of your life is spent at work. To enjoy life is to enjoy what you do daily. You must choose a career based on the activities you enjoy and find fascinating. People fail when they work because they have to, not because they want to, and this makes work dull and a strain for a lot of people. This results in being unproductive and then failing at what you do.

  Levels of investment

  There are levels of investment that I want to discuss here. Since wealth is created through investment, it is important to know what investment you need to make for you to achieve wealth, so that you will be able to reach your financial goals and live your dream life.

  We are all given free natural resources to start investing our skills and talents in to create something useful to ourselves. Everything ever created is through natural resources, and we use them to create value that we can put to use. For example, we get food from the soil, through agriculture. Man doesn’t know how to create the miracle of seeds turning into plants, and he doesn’t know how they come into existence. But man can enhance the process of planting a seed and creating food through improved agricultural processes to create enough food to feed an increased population.

  All we do here is to use what we receive naturally, applying our minds and combining natural resources to create things that are useful to us. So, everything is still as natural as it gets; the only difference is how we combine natural resources to create things that are of value to us, and that we can use for living.

  From the above explanation, we can take that investment in its basic form. This is the ability to use free resources to create something useful to human beings, which will result in us living a wealthier life. This makes the most basic resource of investment, TIME. Everything starts here, and we all exist in time. For everything to be possible you need time.

  TIME is very important and it is vital for anything to happen. Your physical life exists in time, so without it, nothing happens; there would be no life. It is also a free resource that you can choose to use in any way that you want. You can use your time productively or not; we all know the results. When you learn to use your time in a productive way, you are able to achieve more in life. The other thing about this resource is that it is lost anyway. Whether you use it or not, it ticks on. So it is very important that you use your time wisely to help you reach your financial goals.

  The next resource you can invest in to get whatever you want out of life is your MIND. Your mind is also a free resource. Whether you use it or not is what determines if you will achieve your dreams or not. Your mind is the gold you need to dig out and share with the world. It is that wealthy, and you can turn to it for whatever you want out of life. Your stomach tells your mind if it is hungry, and your body tells your mind if it feels pain. This is evidence that your whole body knows who will come up with a plan to solve its problems and provide for its needs, and that is your mind.

  Since creation involves a combination of resources, which are used to create one value that can be shared with other people, this means for you to be able to invest your mind into creating value. First you need KNOWLEDGE, which gives your mind the ability to think; to have ideas flowing through it. This only happens when you feed your mind with information and keep an open mind. Now we have a mind with knowledge, with skills, and with abilities to create something valuable, to answer to its physical needs.

  TIME, MIND, KNOWLEDGE/ SKILLS: These are all free resources, but it is up to you to pay for education. It is an easier way to obtain skills but it is not the only way of acquiring skills. Life itself is the best teacher. When you go out and do things, you learn skills that you can use to achieve whatever you want out of life. So skills can be obtained for free. Don’t despair if you can’t afford education, just seek other ways to obtain knowledge. A lot of good careers out there don’t require formal education; they may just require your desire to learn and improve your abilities.

  With these three above mentioned resources, you can achieve anything you want to achieve; you can get whatever you want out of life. Everything starts with the combination of these three, with the help of en
ergy, which is obviously what you have. Using these three you are able to get whatever you want, by investing them in what we commonly call work. When you can invest these three resources wisely, you are able to create value. This value can be used by other people, which will result in you being wealthy.

  Time, knowledge and skills; these resources are all you need to bring you wealth. There are no other excuses, and nowhere to hide. You don’t need money to invest – you just need yourself, your time, and your mind. Your time and your mind are the most basic resources since you can start investing them towards acquiring knowledge. In this information age, there is no more hiding behind the education system; you no longer have any excuse why you can’t learn skills.

  When you talk to people about investing they are likely to think more about money; that you need money to start talking about investing. Money is the product of investing your time and skills. That’s where everything starts. When you don’t have money to start your business, you raise that money by investing your time and skills through work. Any kind of work will do, depending on your skills. Then you can raise the money needed for your business. You can start as small as you can afford to.

 

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