Works of Honore De Balzac

by Honoré de Balzac

  “It is two o’clock,” exclaimed the banker; “the battle has begun. Excuse me, monsieur, it is a question of upsetting the ministry. See my brother — ”

  He conducted the perfumer to the door of the salon, and said to one of the servants, “Show monsieur the way to Monsieur Adolphe.”

  As Cesar traversed a labyrinth of staircases, under the guidance of a man in livery, towards an office far less sumptuous but more useful than that of the head of the house, feeling himself astride the gentle steed of hope, he stroked his chin, and augured well from the flatteries of the great man. He regretted that an enemy of the Bourbons should be so gracious, so able, so fine an orator.

  Full of these illusions he entered a cold bare room, furnished with two desks on rollers, some shabby armchairs, a threadbare carpet, and curtains that were much neglected. This cabinet was to that of the elder brother like a kitchen to a dining-room, or a work-room to a shop. Here were turned inside out all matters touching the bank and commerce; here all enterprises were sifted, and the first tithes levied, on behalf of the bank, upon the profits of industries judged worthy of being upheld. Here were devised those bold strokes by which short-lived monopolies were called into being and rapidly sucked dry. Here defects of legislation were chronicled; and bargains driven, without shame, for what the Bourse terms “pickings to be gobbled up,” commissions exacted for the smallest services, such as lending their name to an enterprise, and allowing it credit. Here were hatched the specious, legal plots by which silent partnerships were taken in doubtful enterprises, that the bank might lie in wait for the moment of success, and then crush them and seize the property by demanding a return of the capital at a critical moment, — an infamous trick, which involves and ruins many small shareholders.

  The two brothers had each selected his appropriate part. Upstairs, Francois, the brilliant man of the world and of politics, assumed a regal air, bestowed courtesies and promises, and made himself agreeable to all. His manners were easy and complying; he looked at business from a lofty standpoint; he intoxicated new recruits and fledgling speculators with the wine of his favor and his fervid speech, as he made plain to them their own ideas. Downstairs, Adolphe unsaid his brother’s words, excused him on the ground of political preoccupation, and cleverly slipped the rake along the cloth. He played the part of the responsible partner, the careful business man. Two words, two speeches, two interviews, were required before an understanding could be reached with this perfidious house. Often the gracious “yes” of the sumptuous upper floor became a dry “no” in Adolphe’s region. This obstructive manoeuvre gave time for reflection, and often served to fool unskilful applicants. As Cesar entered, the banker’s brother was conversing with the famous Palma, intimate adviser of the house of Keller, who retired on the appearance of the perfumer. When Birotteau had explained his errand, Adolphe — much the cleverest of the two brothers, a thorough lynx, with a keen eye, thin lips, and a dry skin — cast at Birotteau, lowering his head to look over his spectacles as he did so, a look which we must call the banker-look, — a cross between that of a vulture and that of an attorney; eager yet indifferent, clear yet vague, glittering though sombre.

  “Have the goodness to send me the deeds relating to the affair of the Madeleine,” he said; “our security in making you this credit lies there: we must examine them before we consent to make it, or discuss the terms. If the affair is sound, we shall be willing, so as not to embarrass you, to take a share of the profits in place of receiving a discount.”

  “Well,” thought Birotteau, as he walked away, “I see what it means. Like the hunted beaver, I am to give up a part of my skin. After all, it is better to be shorn than killed.”

  He went home smiling gaily, and his gaiety was genuine.

  “I am saved,” he said to Cesarine. “I am to have a credit with the Kellers.”

  III

  It was not until the 29th of December that Birotteau was allowed to re-enter Adolphe’s cabinet. The first time he called, Adolphe had gone into the country to look at a piece of property which the great orator thought of buying. The second time, the two Kellers were deeply engaged for the whole day, preparing a tender for a loan proposed in the Chamber, and they begged Monsieur Birotteau to return on the following Friday. These delays were killing to the poor man. But Friday came at last. Birotteau found himself in the cabinet, placed in one corner of the fireplace, facing the light from a window, with Adolphe Keller opposite to him.

  “They are all right, monsieur,” said the banker, pointing to the deeds. “But what payments have you made on the price of the land?”

  “One hundred and forty thousand francs.”

  “Cash?”

  “Notes.”

  “Are they paid?”

  “They are not yet due.”

  “But supposing you have paid more than the present value of the property, where will be our security? It will rest solely on the respect you inspire, and the consideration in which you are held. Business is not conducted on sentiment. If you had paid two hundred thousand francs, supposing that there were another one hundred thousand paid down in advance for possession of the land, we should then have had the security of a hundred thousand francs, to warrant us in giving you a credit of one hundred thousand. The result might be to make us owners of your share by our paying for it, instead of your doing so; consequently we must be satisfied that the affair is a sound one. To wait five years to double our capital won’t do for us; it is better to employ it in other ways. There are so many chances! You are trying to circulate paper to pay your notes when they fall due, — a dangerous game. It is wiser to step back for a better leap. The affair does not suit us.”

  This sentence struck Birotteau as if the executioner had stamped his shoulder with the marking-iron; he lost his head.

  “Come,” said Adolphe, “my brother feels a great interest in you; he spoke of you to me. Let us examine into your affairs,” he added, glancing at Cesar with the look of a courtesan eager to pay her rent.

  Birotteau became Molineux, — a being at whom he had once laughed so loftily. Enticed along by the banker, — who enjoyed disentangling the bobbins of the poor man’s thought, and who knew as well how to cross-question a merchant as Popinot the judge knew how to make a criminal betray himself, — Cesar recounted all his enterprises; he put forward his Double Paste of Sultans and Carminative Balm, the Roguin affair, and his lawsuit about the mortgage on which he had received no money. As he watched the smiling, attentive face of Keller and the motions of his head, Birotteau said to himself, “He is listening; I interest him; I shall get my credit!” Adolphe Keller was laughing at Cesar, just as Cesar had laughed at Molineux. Carried away by the lust of speech peculiar to those who are made drunk by misfortune, Cesar revealed his inner man; he gave his measure when he ended by offering the security of Cephalic Oil and the firm of Popinot, — his last stake. The worthy man, led on by false hopes, allowed Adolphe Keller to sound and fathom him, and he stood revealed to the banker’s eyes as a royalist jackass on the point of failure. Delighted to foresee the bankruptcy of a deputy-mayor of the arrondissement, an official just decorated, and a man in power, Keller now curtly told Birotteau that he could neither give him a credit nor say anything in his favor to his brother Francois. If Francois gave way to idiotic generosity, and helped people of another way of thinking from his own, men who were his political enemies, he, Adolphe, would oppose with might and main any attempt to make a dupe of him, and would prevent him from holding out a hand to the adversary of Napoleon, wounded at Saint-Roch. Birotteau, exasperated, tried to say something about the cupidity of the great banking-houses, their harshness, their false philanthropy; but he was seized with so violent a pain that he could scarcely stammer a few words about the Bank of France, from which the Kellers were allowed to borrow.

  “Yes,” said Adolphe Keller; “but the Bank would never discount paper which a private bank refused.”

  “The Bank of France,” said Birotteau, “has alw
ays seemed to me to miss its vocation when it congratulates itself, as it does in presenting its reports, on never losing more than one or two hundred thousand francs through Parisian commerce: it should be the guardian and protector of Parisian commerce.”

  Adolphe smiled, and got up with the air and gesture of being bored.

  “If the Bank were mixed up as silent partners with people who are involved in the most knavish and hazardous market in the world, it would soon have to hand in its schedule. It has, even now, immense difficulty in protecting itself against forgeries and false circulations of all kinds. Where would it be if it had to take account of the business of every one who wanted to get something out of it?”

  “Where shall I find ten thousand francs for to-morrow, the THIRTIETH?” cried Birotteau, as he crossed the courtyard.

  According to Parisian custom, notes were paid on the thirtieth, if the thirty-first was a holiday.

  As Cesar reached the outer gate, his eyes bathed in tears, he scarcely saw a fine English horse, covered with sweat, which drew the handsomest cabriolet that rolled in those days along the pavements of Paris, and which was now pulled up suddenly beside him. He would gladly have been run over and crushed by it; if he died by accident, the confusion of his affairs would be laid to that circumstance. He did not recognize du Tillet, who in elegant morning dress jumped lightly down, throwing the reins to his groom and a blanket over the back of his smoking thoroughbred.

  “What chance brings you here?” said the former clerk to his old patron.

  Du Tillet knew very well what it was, for the Kellers had made inquiries of Claparon, who by referring them to du Tillet had demolished the past reputation of the poor man. Though quickly checked, the tears on Cesar’s face spoke volumes.

  “It is possible that you have asked assistance from these Bedouins?” said du Tillet, “these cut-throats of commerce, full of infamous tricks; who run up indigo when they have monopolized the trade, and pull down rice to force the holders to sell at low prices, and so enable them to manage the market? Atrocious pirates, who have neither faith, nor law, nor soul, nor honor! You don’t know what they are capable of doing. They will give you a credit if they think you have got a good thing, and close it the moment you get into the thick of the enterprise; and then you will be forced to make it all over to them, at any villanous price they choose to give. Havre, Bordeaux, Marseilles, could tell you tales about them! They make use of politics to cover up their filthy ways. If I were you I should get what I could out of them in any way, and without scruple. Let us walk on, Birotteau. Joseph, lead the horse about, he is too hot: the devil! he is a capital of a thousand crowns.”

  So saying, he turned toward the boulevard.

  “Come, my dear master, — for you were once my master, — tell me, are you in want of money? Have they asked you for securities, the scoundrels? I, who know you, I offer you money on your simple note. I have made an honorable fortune with infinite pains. I began it in Germany; I may as well tell you that I bought up the debts of the king, at sixty per cent of their amount: your endorsement was very useful to me at that time, and I am not ungrateful, — not I. If you want ten thousand francs, they are yours.”

  “Du Tillet!” cried Cesar, “can it be true? you are not joking with me? Yes, I am rather pinched, but only for a moment.”

  “I know, — that affair of Roguin,” replied du Tillet. “Hey! I am in for ten thousand francs which the old rogue borrowed of me just before he went off; but Madame Roguin will pay them back from her dower. I have advised the poor woman not to be so foolish as to spend her own fortune in paying debts contracted for a prostitute. Of course, it would be well if she paid everything, but she cannot favor some creditors to the detriment of others. You are not a Roguin; I know you,” said du Tillet, — ”you would blow your brains out rather than make me lose a sou. Here we are at Rue de la Chaussee-d’Antin; come home with me.”

  They entered a bedroom, with which Madame Birotteau’s compared like that of a chorus-singer’s on a fourth floor with the appartement of a prima-donna. The ceiling was of violet-colored satin, heightened in its effect by folds of white satin; a rug of ermine lay at the bedside, and contrasted with the purple tones of a Turkish carpet. The furniture and all the accessories were novel in shape, costly, and choice in character. Birotteau paused before an exquisite clock, decorated with Cupid and Psyche, just designed for a famous banker, from whom du Tillet had obtained the sole copy ever made of it. The former master and his former clerk at last reached an elegant coquettish cabinet, more redolent of love than finance. Madame Roguin had doubtless contributed, in return for the care bestowed upon her fortune, the paper-knife in chiselled gold, the paper-weights of carved malachite, and all the costly knick-knacks of unrestrained luxury. The carpet, one of the rich products of Belgium, was as pleasant to the eye as to the foot which felt the soft thickness of its texture. Du Tillet made the poor, amazed, bewildered perfumer sit down at a corner of the fireplace.

  “Will you breakfast with me?”

  He rang the bell. Enter a footman better dressed than Birotteau.

  “Tell Monsieur Legras to come here, and then find Joseph at the door of the Messrs. Keller; tell him to return to the stable. Leave word with Adolphe Keller that instead of going to see him, I shall expect him at the Bourse; and order breakfast served immediately.”

  These commands amazed Cesar.

  “He whistles to that formidable Adolphe Keller like a dog! — he, du Tillet!”

  A little tiger, about a thumb high, set out a table, which Birotteau had not observed, so slim was it, and brought in a pate de foie gras, a bottle of claret, and a number of dainty dishes which only appeared in Birotteau’s household once in three months, on great festive occasions. Du Tillet enjoyed the effect. His hatred towards the only man who had it in his power to despise him burned so hotly that Birotteau seemed, even to his own mind, like a sheep defending itself against a tiger. For an instant, a generous idea entered du Tillet’s heart: he asked himself if his vengeance were not sufficiently accomplished. He hesitated between this awakened mercy and his dormant hate.

  “I can annihilate him commercially,” he thought; “I have the power of life or death over him, — over his wife who insulted me, and his daughter whose hand once seemed to me a fortune. I have got his money; suppose I content myself with letting the poor fool swim at the end of a line I’ll hold for him?”

  Honest minds are devoid of tact; their excellence is uncalculating, even unreflecting, because they are wholly without evasions or mental reservations of their own. Birotteau now brought about his downfall; he incensed the tiger, pierced him to the heart without knowing it, made him implacable by a thoughtless word, a eulogy, a virtuous recognition, — by the kind-heartedness, as it were, of his own integrity. When the cashier entered, du Tillet motioned him to take notice of Cesar.

  “Monsieur Legras, bring me ten thousand francs, and a note of hand for that amount, drawn to my order, at ninety days’ sight, by monsieur, who is Monsieur Cesar Birotteau, you know.”

  Du Tillet cut the pate, poured out a glass of claret, and urged Cesar to eat. The poor man felt he was saved, and gave way to convulsive laughter; he played with his watch-chain, and only put a mouthful into his mouth, when du Tillet said to him, “You are not eating!” Birotteau thus betrayed the depths of the abyss into which du Tillet’s hand had plunged him, from which that hand now withdrew him, and into which it had the power to plunge him again. When the cashier returned, and Cesar signed the note, and felt the ten bank-notes in his pocket, he was no longer master of himself. A moment sooner, and the Bank, his neighborhood, every one, was to know that he could not meet his payments, and he must have told his ruin to his wife; now, all was safe! The joy of this deliverance equalled in its intensity the tortures of his peril. The eyes of the poor man moistened, in spite of himself.

  “What is the matter with you, my dear master?” asked du Tillet. “Would you not do for me to-morrow what I do for you to-da
y? Is it not as simple as saying, How do you do?”

  “Du Tillet,” said the worthy man, with gravity and emphasis, and rising to take the hand of his former clerk, “I give you back my esteem.”

  “What! had I lost it?” cried du Tillet, so violently stabbed in the very bosom of his prosperity that the color came into his face.

  “Lost? — well, not precisely,” said Birotteau, thunder-struck at his own stupidity: “they told me certain things about your liaison with Madame Roguin. The devil! taking the wife of another man — ”

  “You are beating round the bush, old fellow,” thought du Tillet, and as the words crossed his mind he came back to his original project, and vowed to bring that virtue low, to trample it under foot, to render despicable in the marts of Paris the honorable and virtuous merchant who had caught him, red-handed, in a theft. All hatreds, public or private, from woman to woman, from man to man, have no other cause then some such detection. People do not hate each other for injured interests, for wounds, not even for a blow; all such wrongs can be redressed. But to have been seized, flagrante delicto, in a base act! The duel which follows between the criminal and the witness of his crime ends only with the death of the one or of the other.

  “Oh! Madame Roguin!” said du Tillet, jestingly, “don’t you call that a feather in a young man’s cap? I understand you, my dear master; somebody has told you that she lent me money. Well, on the contrary it is I who have protected her fortune, which was strangely involved in her husband’s affairs. The origin of my fortune is pure, as I have just told you. I had nothing, you know. Young men are sometimes in positions of frightful necessity. They may lose their self-control in the depths of poverty, and if they make, as the Republic made, forced loans — well, they pay them back; and in so doing they are more honest than France herself.”

  “That is true,” cried Birotteau. “My son, God — is it not Voltaire who says, —